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Frequently Asked Questions


Application FAQs

How can I apply for a loan with Geo-Corp?
Is the application procedure secure? Will the information I fill out be available to other companies/vendors?
What happens after I apply for a loan?
What information will I have to provide on my loan application?


Home Buying FAQs

Should I lock my rate?
Should I pay discount points?
What are points?
What closing costs will I have to pay?
What does it mean to get pre-approved?
What if I’ve had credit problems?
What is the minimum down payment I can make on a home?
What will Geo-Corp look at when I apply for a mortgage?
What will my mortgage payments include?
Why is the loan-to-value ratio important?
Why might my actual costs be higher (or lower) than the estimated costs I see?
Will I have to pay for Private Mortgage Insurance?


Refinancing FAQs

Do I need to get an appraisal when I refinance?
Should I lock my rate?
Should I pay discount points?
Should I refinance my existing loan?
What are points?
What costs are involved in refinancing?
What is a cash-out option?
What will my mortgage payments include?


Why Choose Us

Geo-Corp
GEO-CORP, Inc. has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service under one roof as a direct lender.