Hope Now

We understand life can present challenges like loss of employment, medical problems, and other circumstances that can make it difficult for you to meet your mortgage obligation.

If you are struggling to make your mortgage payments, we'll work with you to try to find a resolution that you can manage. A Geo-Corp representative will assess your current financial status to assist you in determining which of the following options may be right for you:

  1. Repayment Plan
  2. Loan Modification
  3. Forbearance
  4. Short Sale
  5. Deed in Lieu of Foreclosure

Call us today at 1-323-980-1010, Monday-Friday from 8:30 a.m. to 5:00 p.m. (Pacific Time) to discuss the various available options.

In order for a representative to assess your financial condition and help you to determine which resolution option may work for you, the following information may be requested of you from Geo-Corp.

  • Monthly mortgage statement
  • Information about other mortgages on your home, if applicable
  • Two most recent pay stubs for all household members contributing toward the mortgage payment
  • Last two years of tax returns
  • If self-employed, the most recent quarterly or year-to-date profit and loss statement
  • Documentation of income you receive from other sources (alimony, child support, social security, etc.)
  • Two most recent bank statements
  • A utility bill showing homeowner name and property address
  • Unemployment insurance letter, if applicable
  • Account balances and minimum monthly payments due on all of your credit cards
  • Information about your savings and other assets
  • It may also be helpful to have: A letter describing any circumstances that caused your income to be reduced or expenses to be increased (job loss, divorce, illness, etc.)

In addition, you need to complete and present the following forms:
Request for Mortgage Assistance

  1. IRS Form 4506T-EZ or 4506-T
    For additional assistance you can also contact the U.S. Department of Housing and Urban Development (HUD) toll-free at 1-800-569-4287 to find a HUD-certified housing counseling agency. If your property is located in Washington and you would like assistance in determining your rights and opportunities, you can also contact the Washington Housing Finance Commission at 1-877-894-4663
  2. Other resources:
    http://www.hud.gov/offices/hsg/sfh/hcc/fc
    http://www.makinghomeaffordable.gov
    http://www.hopenow.com

Why Choose Us

Geo-Corp
GEO-CORP, Inc. has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service under one roof as a direct lender.